Disclaimer Of Use

Materials provided on Qikpay are provided "as is" without warranty of any kind, either expressed or implied, for a particular purpose. Qikpay specifically does not make any warranties or representation as to the accurateness or completeness of any such materials. Qikpay periodically adds, changes, improves, or updates its services without notice. Under no circumstances shall Qikpay be liable for any damage, loss, liability or expense incurred or suffered which is claimed to have resulted from the use of this Qikpay Service, including without limitation, any fault, error, omission, interruption or delay with respect thereto. Use of Qikpay is at "User's" sole risk. Under no circumstances, including, but not limited to, negligence, shall Qikpay or its affiliates be liable for any direct, indirect, incidental, special, consequential damages.

Qikpay services may contain advice, opinions and statements of various information providers and content providers. Qikpay does not represent or endorse the accuracy or reliability of any advice, opinion, statement or other information provided by any information provider or content provider, or any User of Qikpay or any other entity. Reliance upon any such opinion, statement or other information shall also be at the "User's" own risk. Neither Qikpay nor its affiliates, nor any of their respective agents, employees, information providers, or content providers shall be liable to any User or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, computer -virus, communication line failure, alteration of, or any use of content herein, regardless of cause, for any damages resulting there from.

As a condition of use of Qikpay, User agrees to indemnify Qikpay and its affiliates from and against any and all actions, claims, losses, damages, liabilities and expenses (including reasonable attorneys' fees) arising out User's use of Qikpay services.

Nothing in this Services or any materials shall be construed, implicitly or explicitly, as containing any investment recommendations. Accordingly, nothing in this service, or in such materials, constitutes an offer of or an invitation by or on behalf of Qikpay to purchase or sell any shares or securities nor should it be considered as investment advice.

No refund will be given to 3rd party recharges one the transaction is success. There is possibility of delay in recharges depending on the server & network delay of the third party company.